Who is not covered?
I. Existing residents not yet registered in the state health system
Part of the application form for admission to the
CMU consists of questions relating to your revenue for the preceding year. If you have not registered with the French Tax Authorities and/or made a French Tax Declaration, even if your income is not taxable in France, you may find difficulties being admitted to the CMU.
- Can I still register?
You MAY still be able to register by providing proof of income and taxation from HMRC in the UK. However this may result in your contribution being assessed at a higher rate than it would normally be once your French tax situation has been established.
See
here.
- What is my legal status?
To legally reside in France for more than 3 months you must not “present an unreasonable burden to the welfare system of the receiving State.” If you have not registered with the French Tax Authorities and/or have cover from a UK E Form, it is possible that you may be deemed to be an unreasonable burden and therefore lose your right to legally reside in France.
- How can I legally stay in France if I have no health cover?
- Obtain Form E106 from the UK
- Obtain cover from your partner’s Form E121 from the UK, otherwise referred to as ‘piggy-backing’.
- Purchase comprehensive healthcare insurance. This can be quite expensive
and will not normally cover pre-existing conditions. See
here
- Obtain Full or part-time employment.
The Internet French Property Guide to registering with the French Health Authority covers most if not all circumstances and explains how this may be achieved. This can be viewed
here
Voluntary work – will this cover me?
If your household income is below certain levels (eg voluntary work is your sole occupation and your other household incomes are below certain levels) you may be eligible for free affiliation to the CMU after five years of residency in France.
However it seems unlikely that voluntary work would provide a means of obtaining health cover there is no “employer” to pay the contributions ( “cotisations”) to the social security system. Please contact FHI if you have information or personal knowledge of this situation.
For more information, see
here